The principal amount of $ __2,500.00_. Payments are payable to the noteholder in weekly installments of $ 150.00 due each Friday of week for 17 weeks until paid in full. If not paid off sooner, this note is due and payable in full the third Friday of the last month of your registered session. This note is secured by a security agreement, which has also been signed by the Borrower. This note may be accelerated and demand for immediate full payment made by the Noteholder upon breach of any conditions of the security agreement. This note may be prepaid in whole or in part at any time without penalty. By selecting this payment option, you are subjected to a $50 processing fee which is included in the plan. If the Borrower is in default more than 5 business days with any payment, this note is payable upon demand of any Noteholder and access to classes maybe denied. A late fee of $15.00 will be added to the account on payments that are not paid Fridays by 5:00 pm. This note is not assumable without the written consent of the Noteholder. The Borrower waives demand, presentment for payment, protest and notice. In the event of any default, the Borrower will be responsible for any costs of collection on this note, including court cost and attorney fees. It is agreed that if the borrower violates the terms of this Agreement, irreparable harm will occur, and money damages will be insufficient to compensate Shawntay's School of Creative Nails. In the event of a breach of the contract, shall be settled by arbitration to be held in the county of which you registered, in accordance with the dispute resolution rules then in effect of the American Arbitration Association. The arbitrator may grant injunctions or other relief in such dispute or controversy. The decision of the arbitrator shall be final, conclusive and binding on the parties to the arbitration. Judgment may be entered on the arbitrator’s decision in any court having jurisdiction. In case of arbitration, the prevailing party shall have the right to collect from the other party its reasonable costs and necessary disbursements and attorney's fees incurred in enforcing this Agreement. This Agreement shall be governed by the laws of State of in which you registered. The provisions of this agreement shall be binding upon and inure to the benefit of both parties and their respective legal representatives, successors, and assigns.

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